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For the everyday consumer, bankruptcy offers an opportunity to rebuild finances and start fresh. Bankruptcy itself has a long history. In its modern form; however, consumers may choose to file Chapter 7 or Chapter 13 bankruptcy. Your bankruptcy attorney can help you determine which type might be best for you, depending on your assets, income, and debts. If you’ve previously filed for bankruptcy, you’ll need to wait seven years before you can file again.

Learn more about bankruptcy by watching this news clip. This expert explains the evolution of bankruptcy and the differences between Chapter 7 and Chapter 13. You’ll also learn how long a debt discharge will stay on your credit report.