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There are a few tasks you need to complete before you can file for bankruptcy, but in general, the filing of the bankruptcy petition is the first official step in the proceedings. Your bankruptcy lawyer will fill out this petition and attach any necessary documentation. Having a professional handle this task for you eliminates the possibility of careless mistakes or omitted information.

You can hear more about the bankruptcy petition by watching this video. This professional explains how the bankruptcy petition puts the automatic stay into effect. The automatic stay prevents your creditors from taking further collections actions against you.