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Are creditors calling you at all hours of the day and night? This video explains the Fair Debt Collection Practices Act, and how debtors can fight back against inappropriate collection methods. The law is meant to protect consumers against harassment by allowing them to sue the collector for money damages.

If a debtor is threatening you, showing up at your work, or calling you in the middle of the night, you may be able to sue the collection company in a court of law. Your state’s attorney general can also file a criminal claim. Click play to learn more!