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Unlike Chapter 7 bankruptcy, Chapter 13 helps you repay your debts over a number of years. To learn more about this system of restructuring individual debt, check out this video clip.

If you have a monthly income, Chapter 13 might be for you. It uses any excess income to pay unsecured creditors, while allowing you to become current on secured debts like your mortgage. Indeed, a Chapter 13 bankruptcy may even help you modify the terms of your mortgage to make them more manageable. As you’ll learn, this type of bankruptcy has several other advantages.

For more information about Chapter 13 bankruptcy, call (847) 868-2265 to schedule a consultation with Cutler & Associates. Our experienced bankruptcy attorneys serve Schaumburg, Aurora and the surrounding areas and will work to put your mind at ease.