Skip to Content
chevron-left chevron-right chevron-up chevron-right chevron-left arrow-back star phone quote checkbox-checked search wrench info shield play connection mobile coin-dollar spoon-knife ticket pushpin location gift fire feed bubbles home heart calendar price-tag credit-card clock envelop facebook instagram twitter youtube pinterest yelp google reddit linkedin envelope bbb pinterest homeadvisor angies

Have you fallen behind on your debts? Have you started receiving phone calls from debt collectors? If you answered yes to either of these questions, you should know that you have legal rights that protect you from harassment from debt collectors.

The Fair Debt Collection Practices Act is a federal law that establishes standards for debt collectors in how they interact with you. This law applies to all household debt, such as medical bills and car loans. As this video explains, a debt collector is allowed to contact you in a variety of ways, including in person. However, the collector cannot harass or abuse you.