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Making the decision to file for bankruptcy is a good first step—but filing on your own can actually hurt your case in the long run and make financial matters worse. In this video, we take a closer look at filing for bankruptcy as an individual or consumer.

One of the most important things to do when considering bankruptcy is to consult with a bankruptcy attorney. A qualified attorney will gather your paycheck stubs, tax returns, a list of personal and real assets, income, expenses, and the names and addresses of your creditors so that this can be compiled into a petition.  Learn more about filling the petition and attending the trustee hearing by watching this clip.