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Credit card debt is particularly damaging to one’s financial health because of the typically high interest rates and excessive fees. In fact, high amounts of credit card debt are a common reason why people decide to file for bankruptcy. When you watch this video, you’ll hear the story of Mary Hunt. For over a decade, she buried herself in credit card debt by going on frequent shopping sprees.

Now debt-free, Hunt is a professional speaker who seeks to inspire others to improve their financial health. She offers some wise tips to individuals interested in breaking free of debt. However, for some, bankruptcy may still be the ideal solution.