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When dealing with money and your personal items, such as your home and other things that may be causing financial troubles, consider the options we have been sharing in our blog topics. These articles from around the web will help you understand your options for filing bankruptcy better and will also provide you answers to questions you didn’t even think of asking.

  • Chapter 13 bankruptcy, also known as a “wage earner’s plan,” allows a person to repay debts over the course of three to five years. However, there are strict eligibility requirements—check out this guide to Chapter 13 bankruptcy at to learn more.
  • Since the reform of bankruptcy law in 2005, qualifying for both Chapter 7 and Chapter 13 bankruptcy has become more difficult. Read through the basic process of bankruptcy from the website of the United States Courts.
  • While federal law has set forth basic guidelines for filing bankruptcy, state laws have their own legal requirements and exemptions. Browse through this guide from LegalConsumer to learn how to file bankruptcy in Chicago.
  • Once you are through with your bankruptcy, it’s important to start rebuilding credit as quickly as possible. Get some basic tips for repairing your credit score at
  • Declaring bankruptcy can be an end to your debt and the beginning of your renewed financial independence. Read through this article from FindLaw for advice on coping with bankruptcy.

For all of your bankruptcy questions, contact Cutler & Associates, Ltd. We will help you maintain your financial freedom and will walk you through the steps of bankruptcy.