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Convert From Chapter 13 To Chapter 7

What happens if you find that you are no longer able to make payments on your Chapter 13 bankruptcy agreement? If this happens to you, you may be able to convert your bankruptcy to Chapter 7. As long as you are eligible for Chapter 7 bankruptcy, your attorney should be able to help you make the switch.

Chapter 13 bankruptcy requires payments to be made to satisfy agreements with creditors. If you can’t make those payments, defaulting on your agreement can vacate your bankruptcy and allow your creditors to pursue you again. Instead of letting that happen, you can file a Notice of Conversion to have your care converted to a Chapter 7 bankruptcy. Your bankruptcy attorney can help you determine if you meet the requirements for Chapter 7 and help you file your conversion.

Cutler & Associates, Ltd. is here to help you make the right choices for managing your bankruptcy. For a free consultation with a bankruptcy attorney in Schaumburg, call (847) 961-4572.