{"id":5065,"date":"2022-01-25T09:00:33","date_gmt":"2022-01-25T09:00:33","guid":{"rendered":"https:\/\/cutlerbankruptcy.com\/?p=5065"},"modified":"2022-11-16T10:01:47","modified_gmt":"2022-11-16T10:01:47","slug":"closer-look-at-nonexempt-property-in-bankruptcy","status":"publish","type":"post","link":"https:\/\/cutlerbankruptcy.com\/closer-look-at-nonexempt-property-in-bankruptcy\/","title":{"rendered":"A Closer Look At Nonexempt Property In Bankruptcy"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">I am sure you have been asked this question a lot, &#8220;Will I lose my property in bankruptcy?&#8221; Quite frankly, it can be so confusing to figure out exactly if you will have to let go of your possessions or if they are &#8220;exempt&#8221; from bankruptcy. Don&#8217;t worry; <\/span><a href=\"https:\/\/cutlerbankruptcy.com\/\"><span style=\"font-weight: 400;\">CHICAGO AREA BANKRUPTCY ATTORNEYS<\/span><\/a><span style=\"font-weight: 400;\"> are here to clear the air and give you a quick overview about non-exempt property in a bankruptcy proceeding. This article will determine how non-exempt property in bankruptcy works and the related procedures.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"In_bankruptcy_what_is_a_property\"><\/span><strong>In bankruptcy, what is a property?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<label for=\"ez-toc-cssicon-toggle-item-6630cd8ac8b94\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6630cd8ac8b94\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/cutlerbankruptcy.com\/closer-look-at-nonexempt-property-in-bankruptcy\/#In_bankruptcy_what_is_a_property\" title=\"In bankruptcy, what is a property?\">In bankruptcy, what is a property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/cutlerbankruptcy.com\/closer-look-at-nonexempt-property-in-bankruptcy\/#What_does_%E2%80%9Cnon-exempt%E2%80%9D_mean\" title=\"What does &#8220;non-exempt&#8221; mean?\">What does &#8220;non-exempt&#8221; mean?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/cutlerbankruptcy.com\/closer-look-at-nonexempt-property-in-bankruptcy\/#How_can_I_determine_if_I_own_non-exempt_property\" title=\"How can I determine if I own non-exempt property?\u00a0\">How can I determine if I own non-exempt property?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/cutlerbankruptcy.com\/closer-look-at-nonexempt-property-in-bankruptcy\/#Which_Assets_Are_Not_Exempt_in_Chapter_7_Bankruptcy\" title=\"Which Assets Are Not Exempt in Chapter 7 Bankruptcy?\">Which Assets Are Not Exempt in Chapter 7 Bankruptcy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/cutlerbankruptcy.com\/closer-look-at-nonexempt-property-in-bankruptcy\/#Is_the_Trustee_Entitled_to_Everything\" title=\"Is the Trustee Entitled to Everything?\">Is the Trustee Entitled to Everything?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/cutlerbankruptcy.com\/closer-look-at-nonexempt-property-in-bankruptcy\/#Bankruptcy_under_Chapter_13\" title=\"Bankruptcy under Chapter 13\">Bankruptcy under Chapter 13<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/cutlerbankruptcy.com\/closer-look-at-nonexempt-property-in-bankruptcy\/#Other_types_of_property_such_as_luxury_objects_a_yacht_or_an_elaborate_collection_will_be_subject_to_non-exempt\" title=\"Other types of property, such as luxury objects (a yacht or an elaborate collection), will be subject to non-exempt.\u00a0\">Other types of property, such as luxury objects (a yacht or an elaborate collection), will be subject to non-exempt.\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/cutlerbankruptcy.com\/closer-look-at-nonexempt-property-in-bankruptcy\/#The_amount_you_owe_on_unsecured_debt_such_as_what_is_due_to_credit_card_companies_is_influenced_by_your_disposable_income\" title=\"The amount you owe on unsecured debt (such as what is due to credit card companies) is influenced by your disposable income.\u00a0\">The amount you owe on unsecured debt (such as what is due to credit card companies) is influenced by your disposable income.\u00a0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/cutlerbankruptcy.com\/closer-look-at-nonexempt-property-in-bankruptcy\/#Can_I_keep_the_non-exempt_property_and_convert_it_to_exempt\" title=\"Can I keep the non-exempt property and convert it to exempt?\">Can I keep the non-exempt property and convert it to exempt?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/cutlerbankruptcy.com\/closer-look-at-nonexempt-property-in-bankruptcy\/#Exemption_Planning\" title=\"Exemption Planning\">Exemption Planning<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/cutlerbankruptcy.com\/closer-look-at-nonexempt-property-in-bankruptcy\/#Conversion_of_Non-exempt_Assets_into_Exempt_Assets\" title=\"Conversion of Non-exempt Assets into Exempt Assets\">Conversion of Non-exempt Assets into Exempt Assets<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/cutlerbankruptcy.com\/closer-look-at-nonexempt-property-in-bankruptcy\/#If_youre_thinking_about_bankruptcy_and_want_to_protect_your_assets_make_sure_to_contact_us\" title=\"If you&#8217;re thinking about bankruptcy and want to protect your assets, make sure to contact us.\">If you&#8217;re thinking about bankruptcy and want to protect your assets, make sure to contact us.<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><span style=\"font-weight: 400;\">Everything you possess is property. That is, even if they aren&#8217;t worth much, your possessions are &#8220;assets.&#8221; That doesn&#8217;t imply the trustee will sell all you own. No way.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The trustee may only sell assets that aren&#8217;t excluded from bankruptcy. And only if they&#8217;re worth enough to pay your unsecured creditor.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Assets may be classified into three categories (or property): personal, real (or real estate), and intangible.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong>All of your &#8220;things&#8221; are considered personal property. <\/strong>Personal property is everything you own that is movable and touchable. That includes the bulky dresser you are unable to move without assistance. Automobiles, furniture, clothes, and jewelry are all included.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong>Land or land-based property, such as a home, is considered real property. <\/strong>Due to their portability, mobile homes are often classified as personal property, although many timeshares are classified as real property under state law. Everything else is relatively self-explanatory.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong>Intangible property. <\/strong>The term &#8220;intangible&#8221; refers to the fact that it is physically impossible to touch. It includes your retirement account, life insurance policy, tax refund, and cash in your bank account, among other things.<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Your bankruptcy estate consists of these three sorts of assets. As such, even if the item or property is not physically in your possession, it can still be classified as either exempt or non-exempt once you file bankruptcy.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_does_%E2%80%9Cnon-exempt%E2%80%9D_mean\"><\/span><strong>What does &#8220;non-exempt&#8221; mean?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Non-exempt property is property that is not secured from creditors in the event of bankruptcy. This does not mean that if you file for bankruptcy, you would have to give up everything. You will not. Bankruptcy is created to provide you with a fresh start, not complicate your life.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You&#8217;ll be able to exempt (protect) property designated in your state&#8217;s exemption laws, which will almost certainly include items necessary for work and household maintenance, such as:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">a little amount of equity in a vehicle<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">domestic furniture and clothes<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">professional equipment, and\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">a retirement account.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_can_I_determine_if_I_own_non-exempt_property\"><\/span><strong>How can I determine if I own non-exempt property?\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The non-exempt property will not be included in the list of exemptions. What happens to your non-exempt property is determined by the chapter of bankruptcy in which you file.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Which_Assets_Are_Not_Exempt_in_Chapter_7_Bankruptcy\"><\/span><strong>Which Assets Are Not Exempt in Chapter 7 Bankruptcy?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">In<\/span><a href=\"https:\/\/cutlerbankruptcy.com\/chapter-7-information\/\"><span style=\"font-weight: 400;\"> Chapter 7<\/span><\/a><span style=\"font-weight: 400;\">, you must liquidate all non-exempt property to pay off as many obligations as feasible. If the court determines that your assets are not essential to sustain a reasonable level of living, they are not exempt.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Non-exempt assets include the following:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vacation houses or other non-primary residences<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Automobiles that are new or pricey<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Instruments of music that you do not need for employment<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Collections of exceptional value (stamp or coin collections)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Heirlooms (antique furniture, etc.)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Investing in non-retirement accounts<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Excellent piece of art<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Clothing that is too expensive<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Shoes or handbags by a designer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Jewelry that has a resale value<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Numerous individuals who file for bankruptcy do not have non-exempt property. When this occurs, the bankruptcy case is classified as a &#8220;no-asset&#8221; case, which means that the trustee will not liquidate (sell) any of your personal property.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_the_Trustee_Entitled_to_Everything\"><\/span><strong>Is the Trustee Entitled to Everything?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Contrary to common opinion \u2013 and what many television programs and films represent \u2013 the bank cannot strip you naked. Your bankruptcy trustee is not permitted to sell objects of little value or necessities for living or working.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bankruptcy_under_Chapter_13\"><\/span><strong>Bankruptcy under Chapter 13<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">You are not &#8220;liquidating&#8221; your assets in a<\/span><a href=\"https:\/\/cutlerbankruptcy.com\/chapter-13-information\/\"><span style=\"font-weight: 400;\"> Chapter 13 bankruptcy<\/span><\/a><span style=\"font-weight: 400;\">. This means you retain ownership of your property, but a portion of it may be subject to a fee.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Some items may only be deductible up to a particular amount of equity. While each state has its own set of restrictions, exemptions often apply to your:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Automobile<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">House<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Personal and household things.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Other_types_of_property_such_as_luxury_objects_a_yacht_or_an_elaborate_collection_will_be_subject_to_non-exempt\"><\/span><em><b>Other types of property, such as luxury objects (a yacht or an elaborate collection), will be subject to non-exempt.<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Unlike in a Chapter 7 bankruptcy, the trustee will not sell these goods. Having said that, you will be required to pay the value of non-exempt things as part of your repayment plan to satisfy your unsecured creditors.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This may be unsustainable for certain persons depending on their income and the value of their non-exempt assets. As a result, selling them would be the smartest course of action.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"The_amount_you_owe_on_unsecured_debt_such_as_what_is_due_to_credit_card_companies_is_influenced_by_your_disposable_income\"><\/span><em><b>The amount you owe on unsecured debt (such as what is due to credit card companies) is influenced by your disposable income.\u00a0<\/b><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">You won\u2019t be approved for a <a href=\"\/who-cant-file-chapter-7-bankruptcy\/\">Chapter 13 bankruptcy filing<\/a> if your income is too low to sustain monthly payments.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You will\u00a0 continue to make payments on secured assets (such as your house and vehicle). Still, you will also pledge the property as collateral, which means that your creditor may take it back if you do not make the agreed-upon installments.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Chapter 13 bankruptcy provides a three- to five-year repayment plan to make up for missed payments, which means creditors cannot seize your vehicle or foreclose on your property during this period.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Can_I_keep_the_non-exempt_property_and_convert_it_to_exempt\"><\/span><b>Can I keep the non-exempt property and convert it to exempt<\/b><span style=\"font-weight: 400;\">?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">It&#8217;s tempting to do some exemption planning before entering bankruptcy, such as turning non-exempt property (assets you can&#8217;t preserve) into exempt assets. It is feasible if done in good faith and without any intention to cheat creditors, although it may be challenging.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Also, bankruptcy courts have reached varying decisions about how much exemption preparation is appropriate, so consult a CHICAGO AREA BANKRUPTCY ATTORNEY.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Exemption_Planning\"><\/span><em><strong>Exemption Planning<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Exemption planning is the activity of structuring your finances to maximize your exemptions and safeguard your assets in bankruptcy. Conversion of non-exempt property to exempt assets is possible. Excessive exemption planning might result in criminal prosecution or opposition to your bankruptcy discharge\u2014the order that erases eligible debt.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Conversion_of_Non-exempt_Assets_into_Exempt_Assets\"><\/span><em><strong>Conversion of Non-exempt Assets into Exempt Assets<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">It is feasible to arrange for exemptions before entering bankruptcy, including transforming non-exempt assets into exempt property. For example, you may utilize non-exempt bank funds to pay for necessities like rent or food. You may also sell your property to cover essential costs. In any scenario, keep track of your expenses.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You may sell the non-exempt property to buy exempt property. If you possess a boat but you have no automobile, you may want to sell your boat and get a car. First, this is logical since a vehicle is needed to commute to work, drive kids to school, and do errands. Most states exclude motor vehicles but not boats, which are considered luxury products.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"If_youre_thinking_about_bankruptcy_and_want_to_protect_your_assets_make_sure_to_contact_us\"><\/span><strong>If you&#8217;re thinking about bankruptcy and want to protect your assets, make sure to contact us.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">We want to convey here that non-exempt property can be a tricky subject in bankruptcy. It&#8217;s not always as cut and dry as you may have thought it was, so it is worthwhile to decide what is and isn&#8217;t non-exempt.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Plus, we hope that this has been a helpful guide to non-exempt property and that you will turn to us for help if you require legal counsel regarding your bankruptcy. We are prepared to handle any number of cases from simple Chapter 7s to high-asset Chapter 13s. See us in person or call <strong><a href=\"tel:8474435201\">847-443-5201<\/a><\/strong> to learn more about our bankruptcy services and how we may support you during this challenging period.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>I am sure you have been asked this question a lot, &#8220;Will I lose my property in bankruptcy?&#8221; Quite frankly, it can be so confusing to figure out exactly if you will have to let go of your possessions or if they are &#8220;exempt&#8221; from bankruptcy. Don&#8217;t worry; CHICAGO AREA BANKRUPTCY ATTORNEYS are here to [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":5070,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"_links":{"self":[{"href":"https:\/\/cutlerbankruptcy.com\/wp-json\/wp\/v2\/posts\/5065"}],"collection":[{"href":"https:\/\/cutlerbankruptcy.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cutlerbankruptcy.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cutlerbankruptcy.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/cutlerbankruptcy.com\/wp-json\/wp\/v2\/comments?post=5065"}],"version-history":[{"count":4,"href":"https:\/\/cutlerbankruptcy.com\/wp-json\/wp\/v2\/posts\/5065\/revisions"}],"predecessor-version":[{"id":5621,"href":"https:\/\/cutlerbankruptcy.com\/wp-json\/wp\/v2\/posts\/5065\/revisions\/5621"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cutlerbankruptcy.com\/wp-json\/wp\/v2\/media\/5070"}],"wp:attachment":[{"href":"https:\/\/cutlerbankruptcy.com\/wp-json\/wp\/v2\/media?parent=5065"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cutlerbankruptcy.com\/wp-json\/wp\/v2\/categories?post=5065"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cutlerbankruptcy.com\/wp-json\/wp\/v2\/tags?post=5065"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}