Bankruptcy Attorney in Aurora
Debt relief can be a complex and challenging process, but with the right legal representation, it is still an achievable goal. If you are in debt and struggling to keep up with your monthly bills, Cutler & Associates, Ltd. can help by pairing you with an experienced bankruptcy attorney in Aurora. With our assistance, you might choose to file Chapter 7 or Chapter 13 bankruptcy, or you may look for an alternative solution to eliminate or reduce your debt into more manageable payments.
Is Bankruptcy Right for You?
Though bankruptcy is by no means a one-size-fits-all solution for every debt situation, it can help many different people who are struggling with loss of employment, staggering medical and credit card expenses, and other financial hardships. When you decide to file for bankruptcy, you will choose between Chapter 7 and Chapter 13 bankruptcy, which offer similar benefits but have unique parameters. Chapter 7 bankruptcy dissolves all of your unsecured debts, and Chapter 13 reorganizes these debts with a single, affordable monthly payment. Here are some of the signs that Chapter 7 or Chapter 13 bankruptcy may be the right solution for you:
- You are facing large debts. If you have overwhelming debt and are unable to keep up on payments, bankruptcy may be the only way to wipe the slate clean and restore your financial freedom. Before you choose to file bankruptcy, however, you will want to recognize that some types of debt—such as student loans—are not dissolvable through bankruptcy.
- You get constant calls from creditors. When you have outstanding debt, creditors may bother you around the clock while also making calls to your employers and family members. Speaking with a bankruptcy attorney can put an end to this ongoing harassment right away as you work to find a solution to negotiate your debt.
What Should You Look for in a Bankruptcy Attorney?
You should not attempt to negotiate with your creditors or file for bankruptcy without the representation of an attorney. At Cutler & Associates, Ltd., we focus only on debt negotiation and bankruptcy, so you can rest assured that you will have expert guidance for your case. Our goal is to achieve total or partial forgiveness of your debt so that you can stop or slow the growth of your financial burden. To schedule a complimentary bankruptcy consultation in Aurora, call our office or visit our website today.