If you file a Chapter 7 bankruptcy petition, exemptions determine what property you get to keep and what property you need to give to the

A collection agency may be legally entitled to contact debtors, but only if it uses certain acceptable debt collection behaviors. For example, debt collectors are

When someone files for Chapter 7 bankruptcy, he or she must include schedules of assets and liabilities, a schedule of current income and expenditures, as well

The federal bankruptcy process requires all those filing for Chapter 7 and Chapter 13 to attend two separate credit-counseling sessions. These are intended to reinforce