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Despite the importance of one’s credit history and the growing risk of identity theft, many individuals fail to keep track of their credit score. As a result, they often suffer a number of financial consequences.

It’s no surprise that a higher credit score opens the door to lower rates on credit cards. However, your credit score actually impacts a number of other aspects, such as your ability to get a mortgage or home loan, your homeowners insurance rates, and even your appeal to potential employers.  Learn what constitutes a low credit score and what you can do about it in this video.