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Chapter 7 Bankruptcy Time

Your bankruptcy case officially opens when your attorney files the petition in court. At this point, your automatic stay is in place and you are given a case number. In about four to six weeks, you’ll attend the meeting of creditors, also called the 341 hearing. It’s possible to receive your discharge—which finalizes your bankruptcy case—in about two to three months after the meeting of creditors.

There are a few situations that can extend the length of time it takes to completely close your bankruptcy case. It’s possible for a creditor or the bankruptcy trustee to object to some aspect of your case. It’s also possible that the trustee will liquidate certain non-exempt assets. However, you can receive your discharge before this process is complete and your case is closed. Your bankruptcy lawyer will help you avoid delays by ensuring that the paperwork and all supporting documents are correctly prepared and submitted.

Call Cutler & Associates, Ltd. at (847) 961-4572 for the legal guidance you need as you navigate the bankruptcy court system. Our law firm is proud to serve families throughout the Schaumburg and greater Chicagoland area.