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When most people begin college, they do not have a credit history, job, or substantial savings fund. Nonetheless, credit card companies flock college campuses, offering these young adults the chance to sign up for their first credit cards. In fact, studies show that 86% of college students have at least one credit card in their name.

College students who sign up for a credit card while in school are more likely to continue using this initial credit card for the rest of their lives. This ABC News report shares some important spending tips for college students with credit cards. Specifically, it outlines what charges should and should not be left to this small piece of valuable plastic.