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During these difficult economic times, getting reliable legal guidance to determine your financial options is one of the best investments you can make.

 

  • The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 completely altered the process of filing for bankruptcy. Learn about the most significant changes with this fact sheet.
  • A bankruptcy filing only stays on a credit report for a limited amount of time. This article from Mint.com explains how long negative marks remain on credit reports.
  • Bankruptcy can provide immediate debt relief and allow a fresh start financially, but it does have its limitations. To learn more about what is not affected by bankruptcy, check out this article from Nolo.com.
  • By exercising fiscal responsibility, you can immediately start rebuilding your credit after bankruptcy. Read this piece from Bankrate.com for more information.
  • Depending on your individual circumstances, you may find that either Chapter 7 or Chapter 13 bankruptcy will provide you with better results. For more information about the differences between Chapter 7 and 13 bankruptcy, browse this FAQ list from the American Bankruptcy Institute.